Return of Premium
Exclusive return of premium term options: protection during the term, and a premium return provision if the policy is still in force at the end of it.
There is no pressure here, and no obligation. But it is worth knowing that in life insurance, age and health matter: rates are based on how old you are and how you are doing today. Reviewing your options while you are feeling well generally keeps more choices open to you.
If Justin is with another family when you call, please leave a voicemail with your name and the best time to reach you — he returns every message personally, usually the same day.
A few short questions, including a brief health questionnaire. No pressure and no obligation.